No real strings attached - just free but Id love to see the layouts you make with it so please do post in the comments with a link to your layout.
Quick Clicks are templates which help you create a layout fast. - All the design work is done - you just add the photos background papers and elements.
This one comes in separate png layer files and also in a layered psd version
You can download this template in 300 ppi here and 200 ppi here