Here is a quick layout I just made using my new Winter Peace Value Collection
To make this layout I put the photo into Soft Light blend mode and clipped it to the blue folded paper. I then cut the corner section off by adding to the clipping mask.
I then duplicated that entire masked layer again to give it more definition.
I lowered the opacity of the icicles and the snowy blast and added title and text along with the snow drift and fur border. I rotated the snowflakes and I was done. Easy Peasy!!